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Coverage of 149 Critical Illnesses View More The Plan provides protection for 68 Major Critical Illnesses 1 , 50 Early Stage Diseases 1 and 31 Carcinoma-in-situ / Early Stage Cancers 2 Even if the Insured makes a claim for Early Stage Diseases 1 or Carcinoma-in-situ / Early Stage Cancers 2 , the premiums to be paid will remain unchanged 3 Notes: 1. The Insured may file a claim for any Major Critical Illness (other than Cancer) or Early Stage Disease that occurs after 60 days from the Effective Date of Coverage or the approval date of reinstatement, whichever is later; while for the coverage of Cancer, a 1-year waiting period is applied. Please refer to the product brochure for Critical Illness Benefit payable on Cancer. 2. For the coverage on Carcinoma-in-situ / Early Stage Cancers, there is a 1-year waiting period (from the Effective Date of Coverage or the approval date of reinstatement, whichever is later). Please refer to the product brochure for Critical Illness Benefit payable. 3. Once insured, the premiums will not increase as the age of the Insured increases or the Insured has filed a claim. However, the Company reserves the right to change the renewal premium on each renew
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Coverage of 149 Critical Illnesses View More The Plan provides protection for 68 Major Critical Illnesses 1 , 50 Early Stage Diseases 1 and 31 Carcinoma-in-situ / Early Stage Cancers 2 Even if the Insured makes a claim for Early Stage Diseases 1 or Carcinoma-in-situ / Early Stage Cancers 2 , the premiums to be paid will remain unchanged 3 Notes: 1. The Insured may file a claim for any Major Critical Illness (other than Cancer) or Early Stage Disease that occurs after 60 days from the Effective Date of Coverage or the approval date of reinstatement, whichever is later; while for the coverage of Cancer, a 1-year waiting period is applied. Please refer to the product brochure for Critical Illness Benefit payable on Cancer. 2. For the coverage on Carcinoma-in-situ / Early Stage Cancers, there is a 1-year waiting period (from the Effective Date of Coverage or the approval date of reinstatement, whichever is later). Please refer to the product brochure for Critical Illness Benefit payable. 3. Once insured, the premiums will not increase as the age of the Insured increases or the Insured has filed a claim. However, the Company reserves the right to change the renewal premium on each renew
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149種嚴重疾病保障 查看更多 此計劃涵蓋68種主要嚴重疾病 1 、50種早期疾病 1 ,以及31種原位癌 / 初期癌症 2 即使受保人就早期疾病 1 甚或原位癌 / 初期癌症 2 提出索償,保費仍將保持不變 3 附註: 1. 受保人在保障生效日期或批准復效日期( 以較後日期爲準) 的60天後出現癌症以外的主要嚴重疾病或早期疾病,便可提出索償;而癌症的保障則需1年等候期。有關癌症可獲支付的嚴重疾病保障,請參閱產品冊子。 2. 原位癌 / 初期癌症的保障需有1年等候期 (由保障生效日期或批准復效日期( 以較後日期爲準)起計)。有關可獲支付的嚴重疾病保障,請參閱產品冊子。 3. 一經受保,保費不會按受保人年齡增加或提出索償而遞增。然而,本公司有權在每次續期時更改所有在同一風險級別的受保人之續期保費,並會於保單週年前30天以書面作出通知。 安心加護保障 查看更多 癌症現金保障 4 :受保人若不幸確診癌症,並因該癌症獲得或將獲得嚴重疾病保障,便可於確診日期起計的1年後每年獲高達5%基本保障額的癌症現金保障,長達10年 臨床試驗藥物保障 5 :若受保人就癌症已獲支付或將獲支付嚴重疾病保障,而所處方之試驗性藥物被確認於醫療上有治療該癌症之必要,此計劃可在受保人確診該癌症之確診日期起計3年內,就該被處方之試驗性藥物的合理及慣常之醫療費用,以實報實銷形式獲得賠償 精神上無行為能力預設指示權益 6 :保單持有人可透過預設指示權益,於患上指定疾病以致精神上失去行為能力時,轉贈保單予摯愛持有。此外,受保人與保單持有人亦可共同預先作出指示,於受保人精神上失去行為能力後,將有關的賠償支付予指定人士 附註: 4. 每年支付相關癌症現金保障前,我們繕發保單的辦事處必須接獲以符合我們要求的書面方式的合理及必要的受保人之生存證明。我們保留要求您提供額外之索償證明文件的權利。癌症現金保障將於以下較早出現之情況自動終止:(i) 受保人身故及(ii) 已支付或將獲支付的癌症現金保障每年保障總數目已達到10年保障。如受保人由保障生效日期或批准復效日期(以較後日期爲準)起計一年內被確診癌症,癌症現金保障將不獲支付。如受保人在第2或第3個保單年度期間確診癌症,任何癌症現金保障將減少至每年2.5%基本保障額,而此賠償將被視為本公司已履行癌症現金保障的責任。有關可獲支付的癌症現金保障,請參閱產品冊子。 5. 臨床試驗藥物保障並不包括診斷測試及治療之診症費用。此保障只會支付不會根據任何政府條例或從任何其他保險計劃或機構而獲得或將獲得賠償的實際費用。如受保人由保障生效日期或批准復效日期(以較後日期爲準)起計一年內被確診癌症,臨床試驗藥物保障將不獲支付。有關可獲支付的臨床試驗藥物保障,請參閱產品冊子。 6. 精神上無行為能力人士指因精神上無行為能力而無能力處理和管理其財產及事務的人。精神上無行為能力的診斷必須由兩
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149种严重疾病保障 查看更多 此计划涵盖68种主要严重疾病 1 、50种早期疾病 1 ,以及31种原位癌 / 初期癌症 2 即使受保人就早期疾病 1 甚或原位癌 / 初期癌症 2 提出索偿,保费仍将保持不变 3 附注: 1. 受保人在保障生效日期或批准复效日期( 以较后日期为准) 的60天后出现癌症以外的主要严重疾病或早期疾病,便可提出索偿;而癌症的保障则需1年等候期。有关癌症可获支付的严重疾病保障,请参阅产品册子。 2. 原位癌 / 初期癌症的保障需有1年等候期 (由保障生效日期或批准复效日期( 以较后日期为准)起计)。有关可获支付的严重疾病保障,请参阅产品册子。 3. 一经受保,保费不会按受保人年龄增加或提出索偿而递增。然而,本公司有权在每次续期时更改所有在同一风险级别的受保人之续期保费,并会于保单周年前30天以书面作出通知。 安心加护保障 查看更多 癌症现金保障 4 :受保人若不幸确诊癌症,并因该癌症获得或将获得严重疾病保障,便可于确诊日期起计的1年后每年获高达5%基本保障额的癌症现金保障,长达10年 临床试验药物保障 5 :若受保人就癌症已获支付或将获支付严重疾病保障,而所处方之试验性药物被确认于医疗上有治疗该癌症之必要,此计划可在受保人确诊该癌症之确诊日期起计3年内,就该被处方之试验性药物的合理及惯常之医疗费用,以实报实销形式获得赔偿 精神上无行为能力预设指示权益 6 :保单持有人可透过预设指示权益,于患上指定疾病以致精神上失去行为能力时,转赠保单予挚爱持有。此外,受保人与保单持有人亦可共同预先作出指示,于受保人精神上失去行为能力后,将有关的赔偿支付予指定人士 附注: 4. 每年支付相关癌症现金保障前,我们缮发保单的办事处必须接获以符合我们要求的书面方式的合理及必要的受保人之生存证明。我们保留要求您提供额外之索偿证明文件的权利。癌症现金保障将于以下较早出现之情况自动终止:(i) 受保人身故及(ii) 已支付或将获支付的癌症现金保障每年保障总数目已达到10年保障。如受保人由保障生效日期或批准复效日期(以较后日期爲准)起计一年内被确诊癌症,癌症现金保障将不获支付。如受保人在第2或第3个保单年度期间确诊癌症,任何癌症现金保障将减少至每年2.5%基本保障额,而此赔偿将被视为本公司已履行癌症现金保障的责任。有关可获支付的癌症现金保障,请参阅产品册子。 5. 临床试验药物保障并不包括诊断测试及治疗之诊症费用。此保障只会支付不会根据任何政府条例或从任何其他保险计划或机构而获得或将获得赔偿的实际费用。如受保人由保障生效日期或批准复效日期(以较后日期爲准)起计一年内被确诊癌症,临床试验药物保障将不获支付。有关可获支付的临床试验药物保障,请参阅产品册子。 6. 精神上无行为能力人士指因精神上无行为能力而无能力处理和管理其财产及事务的人。精神上无行为能力的诊断必须由两
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Coverage of 149 Critical Illnesses View More The Plan provides protection for 68 Major Critical Illnesses 1 , 50 Early Stage Diseases 1 and 31 Carcinoma-in-situ / Early Stage Cancers 2 Even if the Insured makes a claim for Early Stage Diseases 1 or Carcinoma-in-situ / Early Stage Cancers 2 , the premiums to be paid will remain unchanged 3 Notes: 1. The Insured may file a claim for any Major Critical Illness (other than Cancer) or Early Stage Disease that occurs after 60 days from the Effective Date of Coverage or the approval date of reinstatement, whichever is later; while for the coverage of Cancer, a 1-year waiting period is applied. Please refer to the product brochure for Critical Illness Benefit payable on Cancer. 2. For the coverage on Carcinoma-in-situ / Early Stage Cancers, there is a 1-year waiting period (from the Effective Date of Coverage or the approval date of reinstatement, whichever is later). Please refer to the product brochure for Critical Illness Benefit payable. 3. Once insured, the premiums will not increase as the age of the Insured increases or the Insured has filed a claim. However, the Company reserves the right to change the renewal premium on each renew
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Coverage of 149 Critical Illnesses View More The Plan provides protection for 68 Major Critical Illnesses 1 , 50 Early Stage Diseases 1 and 31 Carcinoma-in-situ / Early Stage Cancers 2 Even if the Insured makes a claim for Early Stage Diseases 1 or Carcinoma-in-situ / Early Stage Cancers 2 , the premiums to be paid will remain unchanged 3 Notes: 1. The Insured may file a claim for any Major Critical Illness (other than Cancer) or Early Stage Disease that occurs after 60 days from the Effective Date of Coverage or the approval date of reinstatement, whichever is later; while for the coverage of Cancer, a 1-year waiting period is applied. Please refer to the product brochure for Critical Illness Benefit payable on Cancer. 2. For the coverage on Carcinoma-in-situ / Early Stage Cancers, there is a 1-year waiting period (from the Effective Date of Coverage or the approval date of reinstatement, whichever is later). Please refer to the product brochure for Critical Illness Benefit payable. 3. Once insured, the premiums will not increase as the age of the Insured increases or the Insured has filed a claim. However, the Company reserves the right to change the renewal premium on each renew
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延續保障 為您護航 加護續航癌症保險計劃突破傳統限制,特別為癌症康復者而設,給他們延續危疾保障,核保流程簡易。此計劃涵蓋主要嚴重疾病、早期疾病,以及原位癌 / 初期癌症,另設經濟支援及安心加護保障,全面為您的健康繼續護航。
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延续保障 为您护航 加护续航癌症保险计划突破传统限制,特别为癌症康复者而设,给他们延续危疾保障,核保流程简易。此计划涵盖主要严重疾病、早期疾病,以及原位癌 / 初期癌症,另设经济支援及安心加护保障,全面为您的健康继续护航。
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Coverage of 149 Critical Illnesses View More The Plan provides protection for 68 Major Critical Illnesses 1 , 50 Early Stage Diseases 1 and 31 Carcinoma-in-situ / Early Stage Cancers 2 Even if the Insured makes a claim for Early Stage Diseases 1 or Carcinoma-in-situ / Early Stage Cancers 2 , the premiums to be paid will remain unchanged 3 Notes: 1. The Insured may file a claim for any Major Critical Illness (other than Cancer) or Early Stage Disease that occurs after 60 days from the Effective Date of Coverage or the approval date of reinstatement, whichever is later; while for the coverage of Cancer, a 1-year waiting period is applied. Please refer to the product brochure for Critical Illness Benefit payable on Cancer. 2. For the coverage on Carcinoma-in-situ / Early Stage Cancers, there is a 1-year waiting period (from the Effective Date of Coverage or the approval date of reinstatement, whichever is later). Please refer to the product brochure for Critical Illness Benefit payable. 3. Once insured, the premiums will not increase as the age of the Insured increases or the Insured has filed a claim. However, the Company reserves the right to change the renewal premium on each renew
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Coverage of 149 Critical Illnesses View More The Plan provides protection for 68 Major Critical Illnesses 1 , 50 Early Stage Diseases 1 and 31 Carcinoma-in-situ / Early Stage Cancers 2 Even if the Insured makes a claim for Early Stage Diseases 1 or Carcinoma-in-situ / Early Stage Cancers 2 , the premiums to be paid will remain unchanged 3 Notes: 1. The Insured may file a claim for any Major Critical Illness (other than Cancer) or Early Stage Disease that occurs after 60 days from the Effective Date of Coverage or the approval date of reinstatement, whichever is later; while for the coverage of Cancer, a 1-year waiting period is applied. Please refer to the product brochure for Critical Illness Benefit payable on Cancer. 2. For the coverage on Carcinoma-in-situ / Early Stage Cancers, there is a 1-year waiting period (from the Effective Date of Coverage or the approval date of reinstatement, whichever is later). Please refer to the product brochure for Critical Illness Benefit payable. 3. Once insured, the premiums will not increase as the age of the Insured increases or the Insured has filed a claim. However, the Company reserves the right to change the renewal premium on each renew
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149種嚴重疾病保障 查看更多 此計劃涵蓋68種主要嚴重疾病 1 、50種早期疾病 1 ,以及31種原位癌 / 初期癌症 2 即使受保人就早期疾病 1 甚或原位癌 / 初期癌症 2 提出索償,保費仍將保持不變 3 附註: 1. 受保人在保障生效日期或批准復效日期( 以較後日期爲準) 的60天後出現癌症以外的主要嚴重疾病或早期疾病,便可提出索償;而癌症的保障則需1年等候期。有關癌症可獲支付的嚴重疾病保障,請參閱產品冊子。 2. 原位癌 / 初期癌症的保障需有1年等候期 (由保障生效日期或批准復效日期( 以較後日期爲準)起計)。有關可獲支付的嚴重疾病保障,請參閱產品冊子。 3. 一經受保,保費不會按受保人年齡增加或提出索償而遞增。然而,本公司有權在每次續期時更改所有在同一風險級別的受保人之續期保費,並會於保單週年前30天以書面作出通知。 安心加護保障 查看更多 癌症現金保障 4 :受保人若不幸確診癌症,並因該癌症獲得或將獲得嚴重疾病保障,便可於確診日期起計的1年後每年獲高達5%基本保障額的癌症現金保障,長達10年 臨床試驗藥物保障 5 :若受保人就癌症已獲支付或將獲支付嚴重疾病保障,而所處方之試驗性藥物被確認於醫療上有治療該癌症之必要,此計劃可在受保人確診該癌症之確診日期起計3年內,就該被處方之試驗性藥物的合理及慣常之醫療費用,以實報實銷形式獲得賠償 精神上無行為能力預設指示權益 6 :保單持有人可透過預設指示權益,於患上指定疾病以致精神上失去行為能力時,轉贈保單予摯愛持有。此外,受保人與保單持有人亦可共同預先作出指示,於受保人精神上失去行為能力後,將有關的賠償支付予指定人士 附註: 4. 每年支付相關癌症現金保障前,我們繕發保單的辦事處必須接獲以符合我們要求的書面方式的合理及必要的受保人之生存證明。我們保留要求您提供額外之索償證明文件的權利。癌症現金保障將於以下較早出現之情況自動終止:(i) 受保人身故及(ii) 已支付或將獲支付的癌症現金保障每年保障總數目已達到10年保障。如受保人由保障生效日期或批准復效日期(以較後日期爲準)起計一年內被確診癌症,癌症現金保障將不獲支付。如受保人在第2或第3個保單年度期間確診癌症,任何癌症現金保障將減少至每年2.5%基本保障額,而此賠償將被視為本公司已履行癌症現金保障的責任。有關可獲支付的癌症現金保障,請參閱產品冊子。 5. 臨床試驗藥物保障並不包括診斷測試及治療之診症費用。此保障只會支付不會根據任何政府條例或從任何其他保險計劃或機構而獲得或將獲得賠償的實際費用。如受保人由保障生效日期或批准復效日期(以較後日期爲準)起計一年內被確診癌症,臨床試驗藥物保障將不獲支付。有關可獲支付的臨床試驗藥物保障,請參閱產品冊子。 6. 精神上無行為能力人士指因精神上無行為能力而無能力處理和管理其財產及事務的人。精神上無行為能力的診斷必須由兩
查看证据Waiting Period
149种严重疾病保障 查看更多 此计划涵盖68种主要严重疾病 1 、50种早期疾病 1 ,以及31种原位癌 / 初期癌症 2 即使受保人就早期疾病 1 甚或原位癌 / 初期癌症 2 提出索偿,保费仍将保持不变 3 附注: 1. 受保人在保障生效日期或批准复效日期( 以较后日期为准) 的60天后出现癌症以外的主要严重疾病或早期疾病,便可提出索偿;而癌症的保障则需1年等候期。有关癌症可获支付的严重疾病保障,请参阅产品册子。 2. 原位癌 / 初期癌症的保障需有1年等候期 (由保障生效日期或批准复效日期( 以较后日期为准)起计)。有关可获支付的严重疾病保障,请参阅产品册子。 3. 一经受保,保费不会按受保人年龄增加或提出索偿而递增。然而,本公司有权在每次续期时更改所有在同一风险级别的受保人之续期保费,并会于保单周年前30天以书面作出通知。 安心加护保障 查看更多 癌症现金保障 4 :受保人若不幸确诊癌症,并因该癌症获得或将获得严重疾病保障,便可于确诊日期起计的1年后每年获高达5%基本保障额的癌症现金保障,长达10年 临床试验药物保障 5 :若受保人就癌症已获支付或将获支付严重疾病保障,而所处方之试验性药物被确认于医疗上有治疗该癌症之必要,此计划可在受保人确诊该癌症之确诊日期起计3年内,就该被处方之试验性药物的合理及惯常之医疗费用,以实报实销形式获得赔偿 精神上无行为能力预设指示权益 6 :保单持有人可透过预设指示权益,于患上指定疾病以致精神上失去行为能力时,转赠保单予挚爱持有。此外,受保人与保单持有人亦可共同预先作出指示,于受保人精神上失去行为能力后,将有关的赔偿支付予指定人士 附注: 4. 每年支付相关癌症现金保障前,我们缮发保单的办事处必须接获以符合我们要求的书面方式的合理及必要的受保人之生存证明。我们保留要求您提供额外之索偿证明文件的权利。癌症现金保障将于以下较早出现之情况自动终止:(i) 受保人身故及(ii) 已支付或将获支付的癌症现金保障每年保障总数目已达到10年保障。如受保人由保障生效日期或批准复效日期(以较后日期爲准)起计一年内被确诊癌症,癌症现金保障将不获支付。如受保人在第2或第3个保单年度期间确诊癌症,任何癌症现金保障将减少至每年2.5%基本保障额,而此赔偿将被视为本公司已履行癌症现金保障的责任。有关可获支付的癌症现金保障,请参阅产品册子。 5. 临床试验药物保障并不包括诊断测试及治疗之诊症费用。此保障只会支付不会根据任何政府条例或从任何其他保险计划或机构而获得或将获得赔偿的实际费用。如受保人由保障生效日期或批准复效日期(以较后日期爲准)起计一年内被确诊癌症,临床试验药物保障将不获支付。有关可获支付的临床试验药物保障,请参阅产品册子。 6. 精神上无行为能力人士指因精神上无行为能力而无能力处理和管理其财产及事务的人。精神上无行为能力的诊断必须由两
查看证据Critical Illness
Coverage of 149 Critical Illnesses View More The Plan provides protection for 68 Major Critical Illnesses 1 , 50 Early Stage Diseases 1 and 31 Carcinoma-in-situ / Early Stage Cancers 2 Even if the Insured makes a claim for Early Stage Diseases 1 or Carcinoma-in-situ / Early Stage Cancers 2 , the premiums to be paid will remain unchanged 3 Notes: 1. The Insured may file a claim for any Major Critical Illness (other than Cancer) or Early Stage Disease that occurs after 60 days from the Effective Date of Coverage or the approval date of reinstatement, whichever is later; while for the coverage of Cancer, a 1-year waiting period is applied. Please refer to the product brochure for Critical Illness Benefit payable on Cancer. 2. For the coverage on Carcinoma-in-situ / Early Stage Cancers, there is a 1-year waiting period (from the Effective Date of Coverage or the approval date of reinstatement, whichever is later). Please refer to the product brochure for Critical Illness Benefit payable. 3. Once insured, the premiums will not increase as the age of the Insured increases or the Insured has filed a claim. However, the Company reserves the right to change the renewal premium on each renew
查看证据Critical Illness
Coverage of 149 Critical Illnesses View More The Plan provides protection for 68 Major Critical Illnesses 1 , 50 Early Stage Diseases 1 and 31 Carcinoma-in-situ / Early Stage Cancers 2 Even if the Insured makes a claim for Early Stage Diseases 1 or Carcinoma-in-situ / Early Stage Cancers 2 , the premiums to be paid will remain unchanged 3 Notes: 1. The Insured may file a claim for any Major Critical Illness (other than Cancer) or Early Stage Disease that occurs after 60 days from the Effective Date of Coverage or the approval date of reinstatement, whichever is later; while for the coverage of Cancer, a 1-year waiting period is applied. Please refer to the product brochure for Critical Illness Benefit payable on Cancer. 2. For the coverage on Carcinoma-in-situ / Early Stage Cancers, there is a 1-year waiting period (from the Effective Date of Coverage or the approval date of reinstatement, whichever is later). Please refer to the product brochure for Critical Illness Benefit payable. 3. Once insured, the premiums will not increase as the age of the Insured increases or the Insured has filed a claim. However, the Company reserves the right to change the renewal premium on each renew
查看证据Critical Illness
危疾保障
查看证据Critical Illness
危疾保障
查看证据Death
Coverage of 149 Critical Illnesses View More The Plan provides protection for 68 Major Critical Illnesses 1 , 50 Early Stage Diseases 1 and 31 Carcinoma-in-situ / Early Stage Cancers 2 Even if the Insured makes a claim for Early Stage Diseases 1 or Carcinoma-in-situ / Early Stage Cancers 2 , the premiums to be paid will remain unchanged 3 Notes: 1. The Insured may file a claim for any Major Critical Illness (other than Cancer) or Early Stage Disease that occurs after 60 days from the Effective Date of Coverage or the approval date of reinstatement, whichever is later; while for the coverage of Cancer, a 1-year waiting period is applied. Please refer to the product brochure for Critical Illness Benefit payable on Cancer. 2. For the coverage on Carcinoma-in-situ / Early Stage Cancers, there is a 1-year waiting period (from the Effective Date of Coverage or the approval date of reinstatement, whichever is later). Please refer to the product brochure for Critical Illness Benefit payable. 3. Once insured, the premiums will not increase as the age of the Insured increases or the Insured has filed a claim. However, the Company reserves the right to change the renewal premium on each renew
查看证据Death
Coverage of 149 Critical Illnesses View More The Plan provides protection for 68 Major Critical Illnesses 1 , 50 Early Stage Diseases 1 and 31 Carcinoma-in-situ / Early Stage Cancers 2 Even if the Insured makes a claim for Early Stage Diseases 1 or Carcinoma-in-situ / Early Stage Cancers 2 , the premiums to be paid will remain unchanged 3 Notes: 1. The Insured may file a claim for any Major Critical Illness (other than Cancer) or Early Stage Disease that occurs after 60 days from the Effective Date of Coverage or the approval date of reinstatement, whichever is later; while for the coverage of Cancer, a 1-year waiting period is applied. Please refer to the product brochure for Critical Illness Benefit payable on Cancer. 2. For the coverage on Carcinoma-in-situ / Early Stage Cancers, there is a 1-year waiting period (from the Effective Date of Coverage or the approval date of reinstatement, whichever is later). Please refer to the product brochure for Critical Illness Benefit payable. 3. Once insured, the premiums will not increase as the age of the Insured increases or the Insured has filed a claim. However, the Company reserves the right to change the renewal premium on each renew
查看证据Death
149種嚴重疾病保障 查看更多 此計劃涵蓋68種主要嚴重疾病 1 、50種早期疾病 1 ,以及31種原位癌 / 初期癌症 2 即使受保人就早期疾病 1 甚或原位癌 / 初期癌症 2 提出索償,保費仍將保持不變 3 附註: 1. 受保人在保障生效日期或批准復效日期( 以較後日期爲準) 的60天後出現癌症以外的主要嚴重疾病或早期疾病,便可提出索償;而癌症的保障則需1年等候期。有關癌症可獲支付的嚴重疾病保障,請參閱產品冊子。 2. 原位癌 / 初期癌症的保障需有1年等候期 (由保障生效日期或批准復效日期( 以較後日期爲準)起計)。有關可獲支付的嚴重疾病保障,請參閱產品冊子。 3. 一經受保,保費不會按受保人年齡增加或提出索償而遞增。然而,本公司有權在每次續期時更改所有在同一風險級別的受保人之續期保費,並會於保單週年前30天以書面作出通知。 安心加護保障 查看更多 癌症現金保障 4 :受保人若不幸確診癌症,並因該癌症獲得或將獲得嚴重疾病保障,便可於確診日期起計的1年後每年獲高達5%基本保障額的癌症現金保障,長達10年 臨床試驗藥物保障 5 :若受保人就癌症已獲支付或將獲支付嚴重疾病保障,而所處方之試驗性藥物被確認於醫療上有治療該癌症之必要,此計劃可在受保人確診該癌症之確診日期起計3年內,就該被處方之試驗性藥物的合理及慣常之醫療費用,以實報實銷形式獲得賠償 精神上無行為能力預設指示權益 6 :保單持有人可透過預設指示權益,於患上指定疾病以致精神上失去行為能力時,轉贈保單予摯愛持有。此外,受保人與保單持有人亦可共同預先作出指示,於受保人精神上失去行為能力後,將有關的賠償支付予指定人士 附註: 4. 每年支付相關癌症現金保障前,我們繕發保單的辦事處必須接獲以符合我們要求的書面方式的合理及必要的受保人之生存證明。我們保留要求您提供額外之索償證明文件的權利。癌症現金保障將於以下較早出現之情況自動終止:(i) 受保人身故及(ii) 已支付或將獲支付的癌症現金保障每年保障總數目已達到10年保障。如受保人由保障生效日期或批准復效日期(以較後日期爲準)起計一年內被確診癌症,癌症現金保障將不獲支付。如受保人在第2或第3個保單年度期間確診癌症,任何癌症現金保障將減少至每年2.5%基本保障額,而此賠償將被視為本公司已履行癌症現金保障的責任。有關可獲支付的癌症現金保障,請參閱產品冊子。 5. 臨床試驗藥物保障並不包括診斷測試及治療之診症費用。此保障只會支付不會根據任何政府條例或從任何其他保險計劃或機構而獲得或將獲得賠償的實際費用。如受保人由保障生效日期或批准復效日期(以較後日期爲準)起計一年內被確診癌症,臨床試驗藥物保障將不獲支付。有關可獲支付的臨床試驗藥物保障,請參閱產品冊子。 6. 精神上無行為能力人士指因精神上無行為能力而無能力處理和管理其財產及事務的人。精神上無行為能力的診斷必須由兩
查看证据Death
149种严重疾病保障 查看更多 此计划涵盖68种主要严重疾病 1 、50种早期疾病 1 ,以及31种原位癌 / 初期癌症 2 即使受保人就早期疾病 1 甚或原位癌 / 初期癌症 2 提出索偿,保费仍将保持不变 3 附注: 1. 受保人在保障生效日期或批准复效日期( 以较后日期为准) 的60天后出现癌症以外的主要严重疾病或早期疾病,便可提出索偿;而癌症的保障则需1年等候期。有关癌症可获支付的严重疾病保障,请参阅产品册子。 2. 原位癌 / 初期癌症的保障需有1年等候期 (由保障生效日期或批准复效日期( 以较后日期为准)起计)。有关可获支付的严重疾病保障,请参阅产品册子。 3. 一经受保,保费不会按受保人年龄增加或提出索偿而递增。然而,本公司有权在每次续期时更改所有在同一风险级别的受保人之续期保费,并会于保单周年前30天以书面作出通知。 安心加护保障 查看更多 癌症现金保障 4 :受保人若不幸确诊癌症,并因该癌症获得或将获得严重疾病保障,便可于确诊日期起计的1年后每年获高达5%基本保障额的癌症现金保障,长达10年 临床试验药物保障 5 :若受保人就癌症已获支付或将获支付严重疾病保障,而所处方之试验性药物被确认于医疗上有治疗该癌症之必要,此计划可在受保人确诊该癌症之确诊日期起计3年内,就该被处方之试验性药物的合理及惯常之医疗费用,以实报实销形式获得赔偿 精神上无行为能力预设指示权益 6 :保单持有人可透过预设指示权益,于患上指定疾病以致精神上失去行为能力时,转赠保单予挚爱持有。此外,受保人与保单持有人亦可共同预先作出指示,于受保人精神上失去行为能力后,将有关的赔偿支付予指定人士 附注: 4. 每年支付相关癌症现金保障前,我们缮发保单的办事处必须接获以符合我们要求的书面方式的合理及必要的受保人之生存证明。我们保留要求您提供额外之索偿证明文件的权利。癌症现金保障将于以下较早出现之情况自动终止:(i) 受保人身故及(ii) 已支付或将获支付的癌症现金保障每年保障总数目已达到10年保障。如受保人由保障生效日期或批准复效日期(以较后日期爲准)起计一年内被确诊癌症,癌症现金保障将不获支付。如受保人在第2或第3个保单年度期间确诊癌症,任何癌症现金保障将减少至每年2.5%基本保障额,而此赔偿将被视为本公司已履行癌症现金保障的责任。有关可获支付的癌症现金保障,请参阅产品册子。 5. 临床试验药物保障并不包括诊断测试及治疗之诊症费用。此保障只会支付不会根据任何政府条例或从任何其他保险计划或机构而获得或将获得赔偿的实际费用。如受保人由保障生效日期或批准复效日期(以较后日期爲准)起计一年内被确诊癌症,临床试验药物保障将不获支付。有关可获支付的临床试验药物保障,请参阅产品册子。 6. 精神上无行为能力人士指因精神上无行为能力而无能力处理和管理其财产及事务的人。精神上无行为能力的诊断必须由两
查看证据Early Critical Illness
Coverage of 149 Critical Illnesses View More The Plan provides protection for 68 Major Critical Illnesses 1 , 50 Early Stage Diseases 1 and 31 Carcinoma-in-situ / Early Stage Cancers 2 Even if the Insured makes a claim for Early Stage Diseases 1 or Carcinoma-in-situ / Early Stage Cancers 2 , the premiums to be paid will remain unchanged 3 Notes: 1. The Insured may file a claim for any Major Critical Illness (other than Cancer) or Early Stage Disease that occurs after 60 days from the Effective Date of Coverage or the approval date of reinstatement, whichever is later; while for the coverage of Cancer, a 1-year waiting period is applied. Please refer to the product brochure for Critical Illness Benefit payable on Cancer. 2. For the coverage on Carcinoma-in-situ / Early Stage Cancers, there is a 1-year waiting period (from the Effective Date of Coverage or the approval date of reinstatement, whichever is later). Please refer to the product brochure for Critical Illness Benefit payable. 3. Once insured, the premiums will not increase as the age of the Insured increases or the Insured has filed a claim. However, the Company reserves the right to change the renewal premium on each renew
查看证据Early Critical Illness
Coverage of 149 Critical Illnesses View More The Plan provides protection for 68 Major Critical Illnesses 1 , 50 Early Stage Diseases 1 and 31 Carcinoma-in-situ / Early Stage Cancers 2 Even if the Insured makes a claim for Early Stage Diseases 1 or Carcinoma-in-situ / Early Stage Cancers 2 , the premiums to be paid will remain unchanged 3 Notes: 1. The Insured may file a claim for any Major Critical Illness (other than Cancer) or Early Stage Disease that occurs after 60 days from the Effective Date of Coverage or the approval date of reinstatement, whichever is later; while for the coverage of Cancer, a 1-year waiting period is applied. Please refer to the product brochure for Critical Illness Benefit payable on Cancer. 2. For the coverage on Carcinoma-in-situ / Early Stage Cancers, there is a 1-year waiting period (from the Effective Date of Coverage or the approval date of reinstatement, whichever is later). Please refer to the product brochure for Critical Illness Benefit payable. 3. Once insured, the premiums will not increase as the age of the Insured increases or the Insured has filed a claim. However, the Company reserves the right to change the renewal premium on each renew
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