加护续航心血管保险计划

Coverage of 78 Critical Illnesses View More The Plan provides protection for 31 Major Critical Illnesses, 16 Early Stage Diseases and 31 Carcinoma-in-situ / Early Stage Cancers Even if the Insured makes a claim for Early Stage Diseases or Carcinoma-in-situ / Early Stage Cancers, the premiums to be paid will remain unchanged 1 Notes: 1. Once insured, the premiums will not increase as the age of the Insured increases or the Insured has filed a claim. However, the Company reserves the right to change the renewal premium on each renewal for all Insureds of the same risk class by giving 30 days’ notice in writing prior to the policy anniversary. Peace of Mind Protection View More Cancer Income Benefit 2 ：If the Insured is unfortunately diagnosed with Cancer and Critical Illness Benefit has been paid or is payable for such Cancer, a Cancer Income Benefit of 5% of Basic Sum Insured will become payable on annual basis for up to 10 years upon 1 year after the diagnosis date of such Cancer Experimental Drugs Benefit 3 ：If the Critical Illness Benefit is paid or becomes payable for Cancer, and the prescribed Experimental Drug is deemed Medically Necessary for the treatment of such Cancer for

Coverage of 78 Critical Illnesses View More The Plan provides protection for 31 Major Critical Illnesses, 16 Early Stage Diseases and 31 Carcinoma-in-situ / Early Stage Cancers Even if the Insured makes a claim for Early Stage Diseases or Carcinoma-in-situ / Early Stage Cancers, the premiums to be paid will remain unchanged 1 Notes: 1. Once insured, the premiums will not increase as the age of the Insured increases or the Insured has filed a claim. However, the Company reserves the right to change the renewal premium on each renewal for all Insureds of the same risk class by giving 30 days’ notice in writing prior to the policy anniversary. Peace of Mind Protection View More Cancer Income Benefit 2 ：If the Insured is unfortunately diagnosed with Cancer and Critical Illness Benefit has been paid or is payable for such Cancer, a Cancer Income Benefit of 5% of Basic Sum Insured will become payable on annual basis for up to 10 years upon 1 year after the diagnosis date of such Cancer Experimental Drugs Benefit 3 ：If the Critical Illness Benefit is paid or becomes payable for Cancer, and the prescribed Experimental Drug is deemed Medically Necessary for the treatment of such Cancer for

危疾保障

危疾保障

Coverage of 78 Critical Illnesses View More The Plan provides protection for 31 Major Critical Illnesses, 16 Early Stage Diseases and 31 Carcinoma-in-situ / Early Stage Cancers Even if the Insured makes a claim for Early Stage Diseases or Carcinoma-in-situ / Early Stage Cancers, the premiums to be paid will remain unchanged 1 Notes: 1. Once insured, the premiums will not increase as the age of the Insured increases or the Insured has filed a claim. However, the Company reserves the right to change the renewal premium on each renewal for all Insureds of the same risk class by giving 30 days’ notice in writing prior to the policy anniversary. Peace of Mind Protection View More Cancer Income Benefit 2 ：If the Insured is unfortunately diagnosed with Cancer and Critical Illness Benefit has been paid or is payable for such Cancer, a Cancer Income Benefit of 5% of Basic Sum Insured will become payable on annual basis for up to 10 years upon 1 year after the diagnosis date of such Cancer Experimental Drugs Benefit 3 ：If the Critical Illness Benefit is paid or becomes payable for Cancer, and the prescribed Experimental Drug is deemed Medically Necessary for the treatment of such Cancer for

Coverage of 78 Critical Illnesses View More The Plan provides protection for 31 Major Critical Illnesses, 16 Early Stage Diseases and 31 Carcinoma-in-situ / Early Stage Cancers Even if the Insured makes a claim for Early Stage Diseases or Carcinoma-in-situ / Early Stage Cancers, the premiums to be paid will remain unchanged 1 Notes: 1. Once insured, the premiums will not increase as the age of the Insured increases or the Insured has filed a claim. However, the Company reserves the right to change the renewal premium on each renewal for all Insureds of the same risk class by giving 30 days’ notice in writing prior to the policy anniversary. Peace of Mind Protection View More Cancer Income Benefit 2 ：If the Insured is unfortunately diagnosed with Cancer and Critical Illness Benefit has been paid or is payable for such Cancer, a Cancer Income Benefit of 5% of Basic Sum Insured will become payable on annual basis for up to 10 years upon 1 year after the diagnosis date of such Cancer Experimental Drugs Benefit 3 ：If the Critical Illness Benefit is paid or becomes payable for Cancer, and the prescribed Experimental Drug is deemed Medically Necessary for the treatment of such Cancer for

78種嚴重疾病保障 查看更多 此計劃涵蓋31種主要嚴重疾病、16種早期疾病，以及31種原位癌 / 初期癌症 即使受保人就早期疾病甚或原位癌 / 初期癌症提出索償，保費仍將保持不變 1 附註: 1. 一經受保，保費不會按受保人年齡增加或提出索償而遞增。然而，本公司有權在每次續期時更改所有在同一風險級別的受保人之續期保費，並會於保單週年前30天以書面作出通知。 安心加護保障 查看更多 癌症現金保障 2 ：受保人若不幸確診癌症，並因該癌症獲得或將獲得嚴重疾病保障，便可於確診日期起計的1年後每年獲5%基本保障額的癌症現金保障，長達10年 臨床試驗藥物保障 3 ：若受保人就癌症已獲支付或將獲支付嚴重疾病保障，而所處方之試驗性藥物被確認於醫療上有治療該癌症之必要，此計劃可在受保人確診該癌症之確診日期起計3年內，就該被處方之試驗性藥物的合理及慣常之醫療費用，以實報實銷形式獲得賠償 精神上無行為能力預設指示權益 4 ：保單持有人可透過預設指示權益，於患上指定疾病以致精神上失去行為能力時，轉贈保單予摯愛持有。此外，受保人與保單持有人亦可共同預先作出指示，於受保人精神上失去行為能力後，將有關的賠償支付予指定人士 附註: 2. 每年支付相關癌症現金保障前，我們繕發保單的辦事處必須接獲以符合我們要求的書面方式的合理及必要的受保人之生存證明。我們保留要求您提供額外之索償證明文件的權利。癌症現金保障將於以下較早出現之情況自動終止：(i) 受保人身故及(ii) 已支付或將獲支付的癌症現金保障每年保障總數目已達到10年保障。 3. 臨床試驗藥物保障並不包括診斷測試及治療之診症費用。此保障只會支付不會根據任何政府條例或從任何其他保險計劃或機構而獲得或將獲得賠償的實際費用。 4. 精神上無行為能力人士指因精神上無行為能力而無能力處理和管理其財產及事務的人。精神上無行為能力的診斷必須由兩名註冊精神專科或腦神經專科醫生所提供。本公司將於收到保單持有人確診為永久精神上無行為能力人士、植物人、腦部受損 / 失去獨立生存的能力、昏迷或嚴重認知障礙症的證明文件時，處理有關指示。指定人士將會收取於保單中任何可獲支付或將獲支付的嚴重疾病保障及 / 或癌症現金保障及／或臨床試驗藥物保障的賠償。 經濟支援保障 查看更多 現金價值：在保單生效期間及於第3個保單週年日起，您可於退保時獲得保證現金價值及非保證終期紅利，而無須扣除任何曾支付的賠償金額 5 身故保障：在受保人不幸身故時，受益人可獲發身故保障賠償 附註: 5. 須扣除保單債項（如有）。 簡易核保程序 查看更多 此計劃採用簡易核保程序，適合非吸煙者或過去12個月沒有吸煙的人士 只須回答數條健康核保問題，即可完成投保流程，無需驗身

78种严重疾病保障 查看更多 此计划涵盖31种主要严重疾病、16种早期疾病，以及31种原位癌 / 初期癌症 即使受保人就早期疾病甚或原位癌 / 初期癌症提出索偿，保费仍将保持不变 1 附注: 1. 一经受保，保费不会按受保人年龄增加或提出索偿而递增。然而，本公司有权在每次续期时更改所有在同一风险级别的受保人之续期保费，并会于保单周年前30天以书面作出通知。 安心加护保障 查看更多 癌症现金保障 2 ：受保人若不幸确诊癌症，并因该癌症获得或将获得严重疾病保障，便可于确诊日期起计的1年后每年获5%基本保障额的癌症现金保障，长达10年 临床试验药物保障 3 ：若受保人就癌症已获支付或将获支付严重疾病保障，而所处方之试验性药物被确认于医疗上有治疗该癌症之必要，此计划可在受保人确诊该癌症之确诊日期起计3年内，就该被处方之试验性药物的合理及惯常之医疗费用，以实报实销形式获得赔偿 精神上无行为能力预设指示权益 4 ：保单持有人可透过预设指示权益，于患上指定疾病以致精神上失去行为能力时，转赠保单予挚爱持有。此外，受保人与保单持有人亦可共同预先作出指示，于受保人精神上失去行为能力后，将有关的赔偿支付予指定人士 附注: 2. 每年支付相关癌症现金保障前，我们缮发保单的办事处必须接获以符合我们要求的书面方式的合理及必要的受保人之生存证明。我们保留要求您提供额外之索偿证明文件的权利。癌症现金保障将于以下较早出现之情况自动终止：(i) 受保人身故及(ii) 已支付或将获支付的癌症现金保障每年保障总数目已达到10年保障。 3. 临床试验药物保障并不包括诊断测试及治疗之诊症费用。此保障只会支付不会根据任何政府条例或从任何其他保险计划或机构而获得或将获得赔偿的实际费用。 4. 精神上无行为能力人士指因精神上无行为能力而无能力处理和管理其财产及事务的人。精神上无行为能力的诊断必须由两名注册精神专科或脑神经专科医生所提供。本公司将于收到保单持有人确诊为永久精神上无行为能力人士、植物人、脑部受损 / 失去独立生存的能力、昏迷或严重认知障碍症的证明文件时，处理有关指示。指定人士将会收取于保单中任何可获支付或将获支付的严重疾病保障及 / 或癌症现金保障及／或临床试验药物保障的赔偿。 经济支持保障 查看更多 现金价值：在保单生效期间及于第3个保单周年日起，您可于退保时获得保证现金价值及非保证终期红利，而无须扣除任何曾支付的赔偿金额 5 身故保障：在受保人不幸身故时，受益人可获发身故保障赔偿 附注: 5. 须扣除保单债项（如有）。 简易核保程序 查看更多 此计划采用简易核保程序，适合非吸烟者或过去12个月没有吸烟的人士 只须回答数条健康核保问题，即可完成投保流程，无需验身

Coverage of 78 Critical Illnesses View More The Plan provides protection for 31 Major Critical Illnesses, 16 Early Stage Diseases and 31 Carcinoma-in-situ / Early Stage Cancers Even if the Insured makes a claim for Early Stage Diseases or Carcinoma-in-situ / Early Stage Cancers, the premiums to be paid will remain unchanged 1 Notes: 1. Once insured, the premiums will not increase as the age of the Insured increases or the Insured has filed a claim. However, the Company reserves the right to change the renewal premium on each renewal for all Insureds of the same risk class by giving 30 days’ notice in writing prior to the policy anniversary. Peace of Mind Protection View More Cancer Income Benefit 2 ：If the Insured is unfortunately diagnosed with Cancer and Critical Illness Benefit has been paid or is payable for such Cancer, a Cancer Income Benefit of 5% of Basic Sum Insured will become payable on annual basis for up to 10 years upon 1 year after the diagnosis date of such Cancer Experimental Drugs Benefit 3 ：If the Critical Illness Benefit is paid or becomes payable for Cancer, and the prescribed Experimental Drug is deemed Medically Necessary for the treatment of such Cancer for

Coverage of 78 Critical Illnesses View More The Plan provides protection for 31 Major Critical Illnesses, 16 Early Stage Diseases and 31 Carcinoma-in-situ / Early Stage Cancers Even if the Insured makes a claim for Early Stage Diseases or Carcinoma-in-situ / Early Stage Cancers, the premiums to be paid will remain unchanged 1 Notes: 1. Once insured, the premiums will not increase as the age of the Insured increases or the Insured has filed a claim. However, the Company reserves the right to change the renewal premium on each renewal for all Insureds of the same risk class by giving 30 days’ notice in writing prior to the policy anniversary. Peace of Mind Protection View More Cancer Income Benefit 2 ：If the Insured is unfortunately diagnosed with Cancer and Critical Illness Benefit has been paid or is payable for such Cancer, a Cancer Income Benefit of 5% of Basic Sum Insured will become payable on annual basis for up to 10 years upon 1 year after the diagnosis date of such Cancer Experimental Drugs Benefit 3 ：If the Critical Illness Benefit is paid or becomes payable for Cancer, and the prescribed Experimental Drug is deemed Medically Necessary for the treatment of such Cancer for