富饶世代储蓄计划2

年金入息

Short Start Term View More The plan offers a short premium payment term of two years You can prepay the premium for the second year at the outset and earn interest 1 for the first year Notes: 1. The interest rate on prepaid premiums is not guaranteed and will be determined by the Company from time to time. Multiple Currency Options View More The plan offers a choice of 4 policy currencies, including US Dollar (US$), Renminbi (RMB), HK Dollar (HK$) and Macau Pataca (MOP) 2 Each currency offers different returns. You may choose a policy currency that best suits your long-term financial needs Notes: 2. For policy issued in Macau only. Professional Global Investment View More The plan is managed by a professional investment team. Using strategic asset allocation based on a dynamic positioning strategy, the multi-asset portfolio is diversified by geographical region and industry across economic cycles to effectively manage investment risk at an acceptable level Higher Potential Returns View More In addition to the Guaranteed Cash Value available once the policy becomes effective, the plan shares the profits of the investments in the form of non-guaranteed “Annual Dividend” and “Terminal

Short Start Term View More The plan offers a short premium payment term of two years You can prepay the premium for the second year at the outset and earn interest 1 for the first year Notes: 1. The interest rate on prepaid premiums is not guaranteed and will be determined by the Company from time to time. Multiple Currency Options View More The plan offers a choice of 4 policy currencies, including US Dollar (US$), Renminbi (RMB), HK Dollar (HK$) and Macau Pataca (MOP) 2 Each currency offers different returns. You may choose a policy currency that best suits your long-term financial needs Notes: 2. For policy issued in Macau only. Professional Global Investment View More The plan is managed by a professional investment team. Using strategic asset allocation based on a dynamic positioning strategy, the multi-asset portfolio is diversified by geographical region and industry across economic cycles to effectively manage investment risk at an acceptable level Higher Potential Returns View More In addition to the Guaranteed Cash Value available once the policy becomes effective, the plan shares the profits of the investments in the form of non-guaranteed “Annual Dividend” and “Terminal

短期供款 查看更多 计划的缴付保费年期仅为2年 您亦可于投保时一笔过缴付2年保费，预缴保费更可获享首年利息 1 ，让您轻松累积财富 附注: 1. 预缴保费的利率为非保证，由本公司不时厘定。 不同货币选择 查看更多 计划提供4种保单货币选择，包括美元、人民币、港元及澳门元 2 每种货币均提供不同的回报，您可根据个人的长线理财规划需要，选取保单货币 附注: 2. 只适用于澳门缮发之保单。 专业投资遍及全球 查看更多 计划由专业投资团队管理，透过资产配置，配合动态调整策略，建立跨地域、跨行业、跨周期的多元投资组合，实现分散投资风险的目标 更高潜在回报 查看更多 除于保单生效起提供保证的现金价值外，自保单生效满5年起，更提供非保证"年终红利"及"终期红利" 现金价值 3 = 保证现金价值 + 累积年终红利及利息 + 终期红利 附注: 3. 须扣除保单债项。 灵活资金安排 查看更多 年终红利 – 可套现使用，或于保单内继续滚存生息 4 终期红利锁定权益 5 – 您可于第15个保单周年日起，申请行使终期红利锁定权益，将部分终期红利所提供的回报锁定 透过部分退保 6 ，于保单内提取部分现金价值使用，亦可透过保单借贷，获享高达90%保证现金价值的贷款额，助您灵活调动资金 附注: 4. 累积年终红利的积存利率并非保证，由本公司不时厘定。 5. 于保单生效满15年后，每个保单周年日起计的三十日内，可提出书面要求行使终期红利锁定权益，每次转换的锁定百分比现时最少为5%及锁定百分比的总和最高为60%。已转换的终期红利将不可被还原。须符合当时的行政规则。 6. 部分退保会令日后的保证现金价值、年终红利及终期红利按比例相应减少。 家族财富世代传承 查看更多 计划投保年龄高达80岁，而且保障期长达终身 透过"更改受保人" 7 ，将保单传承予挚爱。更改受保人次数不限，亦不影响保单的现金价值 主动更改 – 您可于保单生效期内随时把保单的受保人更改为子女、孙儿、又或您的挚爱，让保单世代传承 预先设定 – 您可设定后续保单持有人 8 ，一旦不幸身故，保单仍可自动延续；另外，亦可预先设定指定受益人，于受保人不幸离世后，指定受益人自动成为新受保人 8,9 ，保证传承 提供保单暂托人服务 10 ，确保财富代代承传 附注: 7. 适用于保单生效1年后，有关详情以当其时的行政规则为准。 8. 须符合当时的行政规则。 9. 若保单持有人在受保人在生时指定一位受益人为后续受保人，则受保人身故后，该受益人会成为新受保人，计划将不会支付身故保障，而保单亦不会被终止。须符合当时的行政规则。 10. 保单暂托人服务为行政服务安排（只适用于香港缮发之保单），并非产品特点。相关服务须符合万通保险当时的行政规则。 安枕无忧 查看更多 身故保障 11 自选赔付方式 额外意外身故保障 12 ：相等于100%已缴每年保费总额 1