Non Guaranteed
Lifelong Protection View More The plan guarantees protection that lasts for a lifetime The death benefit will be paid directly to the designated beneficiary so that you can rest assured that your loved ones will inherit your wealth and continue to enjoy the same quality of life Stable Wealth Accumulation View More The plan provides you with a Guaranteed Cash Value, a non-guaranteed Terminal Bonus and a Terminal Bonus Lock-in Option, so as to grow the Cash Value continuously From the 15th policy anniversary
Lifelong Protection View More The plan guarantees protection that lasts for a lifetime The death benefit will be paid directly to the designated beneficiary so that you can rest assured that your loved ones will inherit your wealth and continue to enjoy the same quality of life Stable Wealth Accumulation View More The plan provides you with a Guaranteed Cash Value, a non-guaranteed Terminal Bonus and a Terminal Bonus Lock-in Option, so as to grow the Cash Value continuously From the 15th policy anniversary onwards, you may exercise the Terminal Bonus Lock-in Option* and convert a portion of the Terminal Bonus into Accumulated Dividends Cash Value # = Guaranteed Cash Value + Terminal Bonus + Accumulated Dividends and Interest (if any) Notes: * After the policy has been in force for 15 years, and within 30 days after each policy anniversary, you may submit a written request to exercise the Terminal Bonus Lock-in Option. The Lock-in Percentage for each conversion may not be less than 5% and the aggregate Lock-in Percentage may not exceed 60% of the Terminal Bonus. Subject to prevailing administrative rules. The conversion of Terminal Bonus cannot be reversed once the lock-in option is
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