首選靈活萬用壽險計劃

death benefit

Flexible Protections View More Simply adjust the original policy to increase the Sum Insured without applying for a new policy Policy Enhancement Option Guaranteed Insurability Option Life Protection Options View More Level Benefit – with more savings Increasing Benefit / Increasing Benefit Plus – both with more protection Incremental Benefit – balancing savings and protection Value-creating Advantages View More Base crediting interest will be credited to the Account Value at a compound rate Retrospective additional interest will be credited to the Account Value at the end of the 20 th policy year and for every 5 years thereafter Extra bonus will be credited to the policy at the end of the 15 th policy year and for every 5 years thereafter Financial Flexibilities View More Flexible increase in Premium Automatic periodic withdrawal option or withdraw a portion of the Cash Value at any time Skip premium payments Extra Protections for Total Peace of Mind View More Should the policyowner be made redundant, a “Special Grace Period” is provided for up to 365 days Terminal Illness Benefit Optional Supplementary Benefits