Exclusion
exclusion
exclusion
查看证据萬通保險
萬通保險「盈耀万用寿险保险计划」香港保險產品資料,整理UNIVERSAL LIFE的投保資格、保障利益、風險和官方來源文件。
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Non Guaranteed
非保证
查看证据Balance Risk and Protection to Pursue Growth with Stability View More Offers base crediting interest rate 1 to secure upside potential; provide base crediting interest rate 1 guaranteed to be not less than 0% p.a. to shield you from market downside risk Provides the Guaranteed Minimum Account Value upon the application of the Full Annuity, full surrender of the Policy or the payment of Death Benefit Offers Welcome Bonus, Special Bonus and Loyalty Bonus 2 for growth potential Notes: 1. The base crediting interest rate is declared by us and is subject to change from time to time at our discretion but will be no less than 0% p.a. 2. Welcome Bonus, Special Bonus and Loyalty Bonus apply when the Policy is in force and before the Full Annuity Date. For details of the Welcome Bonus, Special Bonus and Loyalty Bonus, please refer to the product brochure. Flexible Financial Management View More Flexible premium payment terms to support your wealth growth goals Flexible adjustment of premium to seize market opportunity Features Regular Withdrawal Option and Flexi Withdrawal Option 3 , allowing you to have flexible financial management to meet your life's needs Notes: 3. The Policy Owner may a
Death
攻守兼备 稳中求进 查看更多 提供基本派息率 1 ,捕捉上行潜力;基本派息率 1 保证不少于每年0%,以抵御市场下行风险 申请全额年金、保单完全退保或支付身故保障时提供保证最低账户价值 提供迎新奖赏,特别奖赏及长期奖赏 2 ,提升增长潜力 附注: 1. 基本派息率由我们不时公布,但不会少于每年0%。 2. 迎新奖赏,特别奖赏及长期奖赏适用于保单生效期间及全额年金生效日前。有关迎新奖赏,特别奖赏及长期奖赏的详情,请参阅产品册子。 灵活财务管理 查看更多 自由选择供款年期以助实现财富增值目标 灵活调整保费掌握市场机遇 设有定期提取权益及弹性提取权益 3 ,弹性资金运用应对人生所需 附注: 3. 保单持有人可于第1个保单周年起行使定期提取权益及弹性提取权益。有关定期提取权益及弹性提取权益的详情,请参阅产品册子。 弹性支持 逆境同行 查看更多 设有保费假期、豁免保费意外保障及精神上无行为能力预设指示权益,助您有突如其来的财务需要或不幸遇上意外时作出应变 终身年金 退而无忧 查看更多 [市场独有] 4 多达12种终身年金选择 5 ,帮助实现退休后的财富自主 附注: 4. 有关“市场独有”的描述是基于我们对现有市场信息的理解及解读,并根据截至2026年5月1日,与香港主要人寿保险公司公开发售予个人客户的万用寿险保险计划就终身年金权益所作之比较。 5. 有关12种年金权益之详情,请参阅产品册子。 全方位传承策划 查看更多 预先提名最多3名第二保单持有人及3名第二受保人,灵活配合传承大计 分拆保单及 [市场首创] 6 的保单分拆预设指示以配合您的财产分配安排 可无限次更改受保人及/或保单持有人,让财富代代相传 提供11种身故保障自选支付方案,为摰爱选择最合适的支付安排 提供不失效保证,让保障持续有效 提供保单暂托人服务 7 ,助您部署财富传承 附注: 6. 有关“市场首创”的描述是基于我们对现有市场信息的理解及解读,并根据截至2026年5月1日,与香港主要人寿保险公司公开发售予个人客户的万用寿险保险计划就保单分拆预设指示权益所作之比较。 7. 保单暂托人服务为行政服务安排(只适用于香港缮发之保单),并非产品特点。相关服务须符合万通保险当时的行政守则。
查看证据Premium Waiver
Balance Risk and Protection to Pursue Growth with Stability View More Offers base crediting interest rate 1 to secure upside potential; provide base crediting interest rate 1 guaranteed to be not less than 0% p.a. to shield you from market downside risk Provides the Guaranteed Minimum Account Value upon the application of the Full Annuity, full surrender of the Policy or the payment of Death Benefit Offers Welcome Bonus, Special Bonus and Loyalty Bonus 2 for growth potential Notes: 1. The base crediting interest rate is declared by us and is subject to change from time to time at our discretion but will be no less than 0% p.a. 2. Welcome Bonus, Special Bonus and Loyalty Bonus apply when the Policy is in force and before the Full Annuity Date. For details of the Welcome Bonus, Special Bonus and Loyalty Bonus, please refer to the product brochure. Flexible Financial Management View More Flexible premium payment terms to support your wealth growth goals Flexible adjustment of premium to seize market opportunity Features Regular Withdrawal Option and Flexi Withdrawal Option 3 , allowing you to have flexible financial management to meet your life's needs Notes: 3. The Policy Owner may a
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