LifeDeluxe Insurance Plan

Lifelong Protection for You and Your Loved Ones View More The plan guarantees protection that lasts for a lifetime In the unfortunate event of the death of the Insured, the death benefit will be paid directly to the designated beneficiary, so that your loved ones do not have to shoulder the financial burden Stable Wealth Accumulation View More The plan offers a Guaranteed Cash Value and non-guaranteed Annual Dividend and Terminal Bonus Cash Value* = Guaranteed Cash Value + accumulated Annual Dividends and Interest + Terminal Bonus Notes: * The Cash Value will be determined by the premium payment term, the selected plan version, policy duration, policy currency, issue age, and other factors. No Cash Benefit for Diabetes or Benefit for Diabetic Complications paid will be deducted from the Cash Value. Net of policy debt. Chronic Disease Management - Coverage for Diabetes View More Currently, there are about 10% of the population suffering from diabetes and more than 20% of people over age 65 are with diabetes* The plan provides qualified Insured^ with diabetic benefits from the policy anniversary following his / her 65th birthday First in HK & Macau # Notes: * Source: Smart Patient we

Lifelong Protection for You and Your Loved Ones View More The plan guarantees protection that lasts for a lifetime In the unfortunate event of the death of the Insured, the death benefit will be paid directly to the designated beneficiary, so that your loved ones do not have to shoulder the financial burden Stable Wealth Accumulation View More The plan offers a Guaranteed Cash Value and non-guaranteed Annual Dividend and Terminal Bonus Cash Value* = Guaranteed Cash Value + accumulated Annual Dividends and Interest + Terminal Bonus Notes: * The Cash Value will be determined by the premium payment term, the selected plan version, policy duration, policy currency, issue age, and other factors. No Cash Benefit for Diabetes or Benefit for Diabetic Complications paid will be deducted from the Cash Value. Net of policy debt. Chronic Disease Management - Coverage for Diabetes View More Currently, there are about 10% of the population suffering from diabetes and more than 20% of people over age 65 are with diabetes* The plan provides qualified Insured^ with diabetic benefits from the policy anniversary following his / her 65th birthday First in HK & Macau # Notes: * Source: Smart Patient we

Lifelong Protection for You and Your Loved Ones View More The plan guarantees protection that lasts for a lifetime In the unfortunate event of the death of the Insured, the death benefit will be paid directly to the designated beneficiary, so that your loved ones do not have to shoulder the financial burden Stable Wealth Accumulation View More The plan offers a Guaranteed Cash Value and non-guaranteed Annual Dividend and Terminal Bonus Cash Value* = Guaranteed Cash Value + accumulated Annual Dividends and Interest + Terminal Bonus Notes: * The Cash Value will be determined by the premium payment term, the selected plan version, policy duration, policy currency, issue age, and other factors. No Cash Benefit for Diabetes or Benefit for Diabetic Complications paid will be deducted from the Cash Value. Net of policy debt. Chronic Disease Management - Coverage for Diabetes View More Currently, there are about 10% of the population suffering from diabetes and more than 20% of people over age 65 are with diabetes* The plan provides qualified Insured^ with diabetic benefits from the policy anniversary following his / her 65th birthday First in HK & Macau # Notes: * Source: Smart Patient we

Lifelong Protection for You and Your Loved Ones View More The plan guarantees protection that lasts for a lifetime In the unfortunate event of the death of the Insured, the death benefit will be paid directly to the designated beneficiary, so that your loved ones do not have to shoulder the financial burden Stable Wealth Accumulation View More The plan offers a Guaranteed Cash Value and non-guaranteed Annual Dividend and Terminal Bonus Cash Value* = Guaranteed Cash Value + accumulated Annual Dividends and Interest + Terminal Bonus Notes: * The Cash Value will be determined by the premium payment term, the selected plan version, policy duration, policy currency, issue age, and other factors. No Cash Benefit for Diabetes or Benefit for Diabetic Complications paid will be deducted from the Cash Value. Net of policy debt. Chronic Disease Management - Coverage for Diabetes View More Currently, there are about 10% of the population suffering from diabetes and more than 20% of people over age 65 are with diabetes* The plan provides qualified Insured^ with diabetic benefits from the policy anniversary following his / her 65th birthday First in HK & Macau # Notes: * Source: Smart Patient we

守护终身 保障挚爱 查看更多 计划保证提供终身人寿保障 万一受保人不幸身故，计划会将身故赔偿支付予指定的受益人，让挚爱家人毋须一力承担经济压力 财富稳定增长 查看更多 计划提供保证现金价值、非保证的＂年终红利＂及＂终期红利＂ 现金价值 * = 保证现金价值 + 累积年终红利及利息 + 终期红利 附注: * 现金价值将根据缴付保费年期、所选的计划版本、保单年期、保单货币、投保年龄等因素而厘定。毋须扣除已支付的糖尿病现金津贴或糖尿病并发症赔偿，但须扣减保单债项。 慢性疾病管理 - 糖尿病保障 查看更多 目前，约有10%人口患有糖尿病，而65岁以上的人士，比例更超过20% * 计划特别为合资格受保人 ^ 由65岁的保单周年日开始提供糖尿病保障 港澳首创 # 附注: * 资料来源：香港医院管理局＂智友站＂网站（2022年5月） ^ 适用于受保人在18-60岁作出投保，并以标准保费率发出的保单 (即没有额外费用及不保事项的保单)。受保人投保时，须没有患上特定疾病(如糖尿病、癌症等)。 # 以本页于2022年7月刊发时港澳市场之同类计划为准。 灵活资金安排 查看更多 年终红利 – 可套现使用，或于保单内继续滚存生息 * 终期红利锁定权益 ^ – 您可于第15个保单周年日起，申请行使终期红利锁定权益，将部分终期红利所提供的回报锁定 透过调低保障额 # 以提取现金价值，而毋须扣除任何已支付的糖尿病保障赔偿金额；亦可透过保单借贷，获享高达90%保证现金价值的贷款额，助您灵活调动资金 附注: * 累积年终红利的积存利率并非保证，并按所选择之保单货币而有所不同，并由本公司不时厘定。 ^ 于保单生效满15年后，每个保单周年日起计的30日内，可提出书面要求行使终期红利锁定权益，每次转换的锁定百分比现时最少为5%及锁定百分比的总和最高为60%。已转换的终期红利将不可被还原。须合符当时的行政规则。 # 调低保障额会令日后的保证现金价值、年终红利、终期红利按比例相应减少。 自主计划版本及供款选择 查看更多 计划提供两款选择，分别是以人寿保障为主的＂特选计划＂，以及储蓄成分较高的＂特级计划＂ 计划备有5、10或20年缴付保费年期 自选赔付方式 查看更多 若受保人不幸身故，计划将根据保单持有人的意愿支付身故赔偿予指定受益人，毋须等候遗产承办 除一笔过形式领取外，亦可以每月分期方式让受益人领取身故赔偿，而不须额外安排信讬 身故保障* = (100%保障额 + 累积年终红利及利息 + 终期红利) 或 (现金价值) (以较高者为准) 附注: * 须扣减保单债项，以及已支付的糖尿病现金津贴总额及糖尿病并发症赔偿 (如适用)。 额外安心保障 查看更多 保证可保权益 失业的特惠宽限期保障 附加保障：自选豁免保费计划、严重疾病保障、意外保障、定期寿险等

Lifelong Protection for You and Your Loved Ones View More The plan guarantees protection that lasts for a lifetime In the unfortunate event of the death of the Insured, the death benefit will be paid directly to the designated beneficiary, so that your loved ones do not have to shoulder the financial burden Stable Wealth Accumulation View More The plan offers a Guaranteed Cash Value and non-guaranteed Annual Dividend and Terminal Bonus Cash Value* = Guaranteed Cash Value + accumulated Annual Dividends and Interest + Terminal Bonus Notes: * The Cash Value will be determined by the premium payment term, the selected plan version, policy duration, policy currency, issue age, and other factors. No Cash Benefit for Diabetes or Benefit for Diabetic Complications paid will be deducted from the Cash Value. Net of policy debt. Chronic Disease Management - Coverage for Diabetes View More Currently, there are about 10% of the population suffering from diabetes and more than 20% of people over age 65 are with diabetes* The plan provides qualified Insured^ with diabetic benefits from the policy anniversary following his / her 65th birthday First in HK & Macau # Notes: * Source: Smart Patient we

Lifelong Protection for You and Your Loved Ones View More The plan guarantees protection that lasts for a lifetime In the unfortunate event of the death of the Insured, the death benefit will be paid directly to the designated beneficiary, so that your loved ones do not have to shoulder the financial burden Stable Wealth Accumulation View More The plan offers a Guaranteed Cash Value and non-guaranteed Annual Dividend and Terminal Bonus Cash Value* = Guaranteed Cash Value + accumulated Annual Dividends and Interest + Terminal Bonus Notes: * The Cash Value will be determined by the premium payment term, the selected plan version, policy duration, policy currency, issue age, and other factors. No Cash Benefit for Diabetes or Benefit for Diabetic Complications paid will be deducted from the Cash Value. Net of policy debt. Chronic Disease Management - Coverage for Diabetes View More Currently, there are about 10% of the population suffering from diabetes and more than 20% of people over age 65 are with diabetes* The plan provides qualified Insured^ with diabetic benefits from the policy anniversary following his / her 65th birthday First in HK & Macau # Notes: * Source: Smart Patient we